This is followed by a recommendation that I retain an attorney to represent me. And then, I swear to friggin God, there's a list of my assets with an estimated value for each and I suppose the implied threat that I stand to lose them. Which kinda scares the living shit out of me, to be honest, since they've got a pretty thorough list, which means they've been doing some research on this and the offer didn't just come out of thin air. Their lists includes my home address, most recent assessed value of my house and all the information about my mortgage; a rental property that we own; my bank accounts and investment accounts, including the college funds for our kids, whose names are used; and our boat and two cars.